Construction Risk Management Solutions That Fit Your Business
As one of the top 100 insurance agencies in the country, we’ve built relationships and credibility with all of the major construction markets and have experienced personnel who work with contracting firms to find the best solution to their risk management needs; whether it is a guaranteed cost program, loss-sensitive program, or an OCIP/CCIP.
We can assist your firm with commercial construction insurance coverage and services, including builder’s risk, environmental liability, surety bonds, and dedicated loss control.
Construction companies are frequently exposed to risk. Throughout the life of a project, a contractor can experience an array of hazards threatening the integrity of the job. Aspects like human error or environmental damage could leave an operation vulnerable to significant financial and property losses.
Additional risks a construction business may face include:
- Injury
- Design defects
- Weather delays
- Theft
- Equipment damage
The right insurance can help safeguard the construction site and mitigate financial risks. Our industry knowledge allows us to create cost-effective and adaptable solutions that contour to the needs of your business over time. Our agents will learn about the circumstances surrounding your insurance requirements and identify areas of high risk to develop comprehensive protection packages that reduce your total cost of risk.
Construction Industries We Serve
Our dedicated team of professionals will help you navigate difficult market conditions and the challenges of a growing global economy by implementing an insurance program that provides solutions to the various exposures within the construction industry. We pride ourselves on our ability to manage our customers’ risks effectively.
- General Contracting
- Street and Road
- Special Trade
- Environmental
- Roofing
- Steel Erectors
- Demolition
- Home Builders
- Utility Construction
Types of Construction Insurance
We help educate business owners on the various policies they may need for their company. For most contractors, a single insurance policy won’t be enough. Instead, they’ll need a personalized program to fit their circumstance. Our team will identify susceptible areas of a business and search the market for companies that can fill the gaps with reputable and competitive solutions.
Our risk management division, BMBRisk, can assist you with Contract Review, Loss Control, and Claims Management, increasing safety awareness and risk transfer mechanisms while reducing cost. We have extensive experience with a variety of coverages including, but not limited to:
- Builders’ Risk Insurance
- Workers’ Compensation
- General Liability
- Property
- Commercial Automobile
- Contractors Equipment
- Installation Floaters
- Pollution
- Professional Liability
- Employment Practices Liability
- Surety/Bonds
Count on the BMB Advantage
With Bowen, Miclette & Britt, you will be working with one of the largest independent insurance agencies in the nation. Margins within the construction industry are fine, and our team is committed to offering outstanding, innovative, and customized risk management strategies that your business can rely on. We understand how complex the construction insurance market can be, which is why countless clients depend on our knowledge, vision, accountability, and service.
For over 40 years, we have protected the best interests of our clients with innovative insurance solutions. This experience has given us the knowledge to create a multifaceted portfolio to address a wide variety of business needs. Our 95% client retention rate displays our commitment to our clients, showing you we’ll go to great lengths to protect your interests.
Learn More About Our Insurance Services
Over the years, BMB has grown its reputation as an agency that combines unrivaled industry expertise with a devotion to meeting the specific requirements of a client’s business. Contact us today for more information about commercial construction insurance!